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Okay. Then the wake of a rating company ultimately takingactions against the bond insurance provider yesterday. Could you communicate a bit a couple of,your publicity or your dependence on bond insurers to acquire to Web numbersversus gross numbers?

Allow me to get started with that very last portion very first. I imagine that thereis a great deal of discussion about hazard management procedures and no matter if these losseswere surprising, astonishing, etcetera. Certainly, They are really unanticipated andobviously, they don't seem to be satisfactory the level of losses.

What we are attempting to communicate is that there's a problem (option) that won't currently being addressed at present, and we think we have a terrific Option to it.

Thanks on your responses. We're actually trying to avoid the tricky promote methods and Tremendous promotional language, primary us to err around the facet of idealism in our language.

Company-huge VAR at the end of the quarter increasedsignificantly to $sixty nine million when measured towards the August 31, 2007 total.Though the corporate minimized positions and dangers during the quarter, the increaseon VAR is largely the result of the numerous rise in marketplace volatilityduring the quarter along with the impression on the Williams transaction which closedduring the interval.

are commercials that will certainly show up during the YouTube Search engine end result, close to associated films and in addition to the homepage.

Through the quarter, we took actions to lessen our overalloperating costs by lowering headcount and rationalizing our firms in lightof the deteriorating sector circumstances. Complete worker headcount was diminished byapproximately one,400 staff, or 9%, as we lowered staffing stages across thefirm and, particularly, from the property finance loan origination and securitization locations.

Excellent items from you, gentleman. I have keep in mind your things prior to and also you are just too fantastic.

I can begin to see the 'Age and Gender' distribution-- info which can be used to far better sector my adverts on YouTube.

But as we think about the combination of -- the business blend is alwayschanging and although our home loans might be rather smaller sized this 12 months relative towhere we were being in '06, It really is tricky to predict mainly because I believe if marketsfirm, the opportunity into distressed facet of your small business possibly very sturdy.

Bear in mind, that from time to time, Viewers Insights will not actually Supply you with an excessive amount precision when targeting occupations, when contrasted to what gets on offer when concentrating on Facebook ads.

Secondary buying and selling activity is unquestionably going to be theprimary space of activity in 2008 or at the very least that might appear to be that at thismoment inside the mortgage loan enterprise. Spreads are really huge and we expect it’s kindof a fascinating opportunity for individuals with franchises like ours.

I just bought back from viewing 1408, and what stood out most about Mary McCormack’s overall performance During this movie is her lips! It’s really noticeable that she’s experienced some kind of injection…not that they’re big per se, but They appear lumpy.

The exceptionally disappointing benefits we skilled thisquarter are attributable to the quantity of aspects. In preset money, inadditional to the numerous drop in house loan marketplaces, significant-quality andhigh-generate credit rating spreads here improved significantly going to your widest levelsthat we have witnessed in various a long time.

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